A Personal Financial Blog from Naz Miller
It’s my mission to explain the sometimes complex world of financial services. This page lets you access all of my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
So, is furlough really coming to an end? It certainly seems so. In this blog post I’ll be looking at what the end of it means, for who and when it’ll happen. Also, what the likely impact will be, both on the individuals concerned and the wider economy.
Whatever the state of the economy, the impact of inflation on your savings and investments can be problematic. This applies
Flexible Retirement is an Increasingly common aim nowadays, post-COVID. But Is it achievable or practical for you? Find out what it is and the pros and cons of flexible retirement.
What is shared ownership? How accessible is it? Is it as good an option as buying outright, in the light of 95% mortgage availability and other first-time buyer incentives?
Chancellor Rishi Sunak’s second Budget 21, his second, was focussed on restarting the UK economy post-lockdown. There were some specific
The furlough scheme set up in March 2020 was designed to save jobs. Now it’s been extended again and this
The economic outlook for 2021, as I see it, based on a review of several articles, is one of cautious
A review of personal finance in 2020? The temptation to move swiftly on is immense. As we move from a year we’d rather forget into an uncertain 2021, I’d like to pause for reflection before we do so. It’s always important to learn, and 2020 is no different. So, here’s my review of the year, as seen through the prism of my blogs.
There are lots of reasons for economic optimism right now, and many against it, too. Here’s my take on what’s
Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.