
Understanding Salary Sacrifice: A Tax-Effective Way to Boost Pension Contributions
Are you looking for a way to save for retirement while also reducing your tax bill? Then salary sacrifice may be the answer for you.
A Personal Financial Blog from Naz Miller
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
Are you looking for a way to save for retirement while also reducing your tax bill? Then salary sacrifice may be the answer for you.
As the end of the tax year approaches, it’s important for savers to take advantage of the various tax-saving opportunities that are available to them.
To maintain pension contributions during an economic downturn can be challenging, but it is an important step towards ensuring a secure financial future. Affordability is
Planning to retire in a market downturn has its risks. This post is specifically aimed at those on the cusp of retirement. It aims to
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
Personal financial health checks are a clever idea at any time. Here’s how to do your own.
Strong financial health is good for your well-being.
Whatever the state of the economy, the impact of inflation on your savings and investments can be problematic. This applies in good times or bad,
Overpay the mortgage and you could save a lot of interest payments and even pay it off early. But the numbers aren’t always clear-cut and the decision is more than just about numbers. What else should you consider? Read on…
Pension planning is often seen by people as a bit of a chore, at best. Especially for the young, it’s seen as so far into
Recently, I’ve been working with several clients to help them pay and save for private school education. That set me thinking, so I thought I’d
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Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.