Financial Advice
Understanding Salary Sacrifice: A Tax-Effective Way to Boost Pension Contributions
Are you looking for a way to save for retirement while also reducing your tax bill? Then salary sacrifice may be the answer for you.
April 11, 2023
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
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Tax Planning
7 Things to do Before the End of the Tax Year
As the end of the tax year approaches, it’s important for savers to take advantage of the various tax-saving opportunities that are available to them.
February 22, 2023
Investments
5 Reasons to Maintain Pension Contributions in an Economic Downturn
To maintain pension contributions during an economic downturn can be challenging, but it is an important step towards ensuring a secure financial future. Affordability is
January 10, 2023
Financial Advice
Planning to Retire in a Market Downturn?
Read this First …
Planning to retire in a market downturn has its risks. This post is specifically aimed at those on the cusp of retirement. It aims to
August 24, 2022
Investments
ISA or Pension or Both: Which is the Better Investment?
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
July 27, 2022
Financial Advice
Time for Your Personal Financial Health Check
Personal financial health checks are a clever idea at any time. Here’s how to do your own.
Strong financial health is good for your well-being.
December 10, 2021
Investments
The Impact of Inflation on Your Savings and Investments
Whatever the state of the economy, the impact of inflation on your savings and investments can be problematic. This applies in good times or bad,
June 28, 2021
Financial Advice
“Should I Overpay the Mortgage, Save or Invest the Cash?”
Overpay the mortgage and you could save a lot of interest payments and even pay it off early. But the numbers aren’t always clear-cut and the decision is more than just about numbers. What else should you consider? Read on…
January 25, 2020
Financial Advice
Pension Planning Doesn’t Have to be a Chore.
Pension planning is often seen by people as a bit of a chore, at best. Especially for the young, it’s seen as so far into
September 25, 2019
Financial Advice
Paying and Saving for Private School Education
Recently, I’ve been working with several clients to help them pay and save for private school education. That set me thinking, so I thought I’d
June 11, 2019
Naz Miller
I'm Naz and I'm a Financial Adviser. Prior to working in private practice, I spent 34 years working at Lloyds Bank in Cambridge and surrounding areas. My work has always focused on helping clients achieve their long-term financial objectives.
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