Investments
ISA or Pension or Both: Which is the Better Investment?
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
July 27, 2022
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
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Tax Planning
5 Ways to Minimise Tax When You’re Retired
To minimise tax when you’re retired, it’s first important to understand what tax you do have to pay. Many people assume that their pension income,
June 15, 2022
Financial Advice
Can Pension Savers Do Anything to Mitigate Inflation?
Pension Savers are Rightly Concerned. Rapid Inflation Is Eroding the Purchasing Power of Pension Pots. Read My Analysis of Your Choices …
May 23, 2022
Financial Advice
Time for Your Personal Financial Health Check
Personal financial health checks are a clever idea at any time. Here’s how to do your own.
Strong financial health is good for your well-being.
December 10, 2021
Pensions
Is Flexible Retirement the Way to Go?
Flexible Retirement is an Increasingly common aim nowadays, post-COVID. But Is it achievable or practical for you? Find out what it is and the pros and cons of flexible retirement.
May 21, 2021
Pensions
Is Now a Good Time to Retire?
Quite a few of my clients have asked me recently if now is a good time to retire. Of course, there’s seldom a simple yes/no
October 26, 2020
Financial Advice
What is Pound Cost Ravaging? How Does it Affect Retirement Incomes?
WARNING: Pound cost ravaging is a rather technical concept. But it’s very important, particularly in the shadow of COVID-19, for anyone taking retirement incomes from
August 27, 2020
Financial Advice
Pension Planning Doesn’t Have to be a Chore.
Pension planning is often seen by people as a bit of a chore, at best. Especially for the young, it’s seen as so far into
September 25, 2019
Pensions
3 Phases of Retirement Living
As life expectancies go up, differing attitudes to the concept of retirement have evolved. Many people are now likely to live for 20 to 30
August 18, 2019
Financial News
Brexit and Pensions: Act Now
I’ve heard people saying they’re going to wait and see what happens to Brexit and pension decisions are being delayed accordingly… I urge you not to compromise tomorrow’s wealth over today’s political failings. Let me show you why it’s not necessarily a bad time to invest.
April 24, 2019
Naz Miller
I'm Naz and I'm a Financial Adviser. Prior to working in private practice, I spent 34 years working at Lloyds Bank in Cambridge and surrounding areas. My work has always focused on helping clients achieve their long-term financial objectives.
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