
Make Savings Work Harder: Shop Around for Best Interest Rates
Savings have made a significant comeback recently. After many years of low interest rates, there’s been an upward shift in the rates offered to savers
A Personal Financial Blog from Naz Miller
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
Savings have made a significant comeback recently. After many years of low interest rates, there’s been an upward shift in the rates offered to savers
Good Reasons to Make Regular, Consistent Contributions to Pensions and Savings
The 20% savings rule is a benchmark for individuals to save at least 20% of their net income to support short-term needs and long-term goals
High UK Inflation: How to Minimise the Pain for Personal Finances, Including Pensions, Savings and Investments
Article to explore 2 important savings concepts; Compound Interest and Pound Cost Averaging
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
How the Ukraine Conflict will Impact Global Market Volatility and What It Means for Personal Finances – My View of World Events
So, is furlough really coming to an end? It certainly seems so. In this blog post I’ll be looking at what the end of it means, for who and when it’ll happen. Also, what the likely impact will be, both on the individuals concerned and the wider economy.
Whatever the state of the economy, the impact of inflation on your savings and investments can be problematic. This applies in good times or bad,
A review of personal finance in 2020? The temptation to move swiftly on is immense. As we move from a year we’d rather forget into an uncertain 2021, I’d like to pause for reflection before we do so. It’s always important to learn, and 2020 is no different. So, here’s my review of the year, as seen through the prism of my blogs.
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Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.