
Pensions Awareness Week: Did You Notice?
Pensions Awareness Week is an annual PR-bash from the pensions industry, to try and build awareness among the population. Particularly awareness of the need for
A Personal Financial Blog from Naz Miller
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
Pensions Awareness Week is an annual PR-bash from the pensions industry, to try and build awareness among the population. Particularly awareness of the need for
WARNING: Pound cost ravaging is a rather technical concept. But it’s very important, particularly in the shadow of COVID-19, for anyone taking retirement incomes from
Overpay the mortgage and you could save a lot of interest payments and even pay it off early. But the numbers aren’t always clear-cut and the decision is more than just about numbers. What else should you consider? Read on…
My not-too-serious review of 2019. A look at blog posts through the year on topics such as Pensions, Investments and Saving for the Future.
Pension planning is often seen by people as a bit of a chore, at best. Especially for the young, it’s seen as so far into
As life expectancies go up, differing attitudes to the concept of retirement have evolved. Many people are now likely to live for 20 to 30
I’ve heard people saying they’re going to wait and see what happens to Brexit and pension decisions are being delayed accordingly… I urge you not to compromise tomorrow’s wealth over today’s political failings. Let me show you why it’s not necessarily a bad time to invest.
Investing in equities has been taking place since the 17th century in the UK and equities form the majority of many people’s pensions. This blog explains what they are, how they work and why you should invest in them.
Your state pension will always form at least a part of your income in retirement. Anyone coming under the new state pension system can top-up
Research shows that those taking professional advice are significantly better off than their unadvised peers. The 2017 report, ‘The Value of Financial Advice’ was produced
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Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.