Naz Financial

A Personal Financial Blog from Naz Miller

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It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.

Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.

Financial News

Brexit and Pensions: Act Now

I’ve heard people saying they’re going to wait and see what happens to Brexit and pension decisions are being delayed accordingly… I urge you not to compromise tomorrow’s wealth over today’s political failings. Let me show you why it’s not necessarily a bad time to invest.

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Investments

Why Do Pensions Invest in Equities?

Investing in equities has been taking place since the 17th century in the UK and equities form the majority of many people’s pensions. This blog explains what they are, how they work and why you should invest in them.

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long term view of investments
Investments

Why Long Term Is Best

I’m sure that, like me, you’ve noticed there’s a lot of uncertainty out there at the moment. Brexit. Trade wars between the USA and China.

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Glossary of Personal Financial Terms

AAA Rating

In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.

AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.

Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.