Financial Advice
Mastering Your Finances: The 20% Savings Rule for a Secure Future
The 20% savings rule is a benchmark for individuals to save at least 20% of their net income to support short-term needs and long-term goals
August 31, 2023
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
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Financial Advice
6 Benefits of Budgeting for Personal Finances
Budgeting is a fundamental tool for managing your personal finances effectively. With rising interest rates and the ever-increasing cost of living, now is the time
June 23, 2023
Financial Advice
Understanding Salary Sacrifice: A Tax-Effective Way to Boost Pension Contributions
Are you looking for a way to save for retirement while also reducing your tax bill? Then salary sacrifice may be the answer for you.
April 11, 2023
Financial Advice
Planning to Retire in a Market Downturn?
Read this First …
Planning to retire in a market downturn has its risks. This post is specifically aimed at those on the cusp of retirement. It aims to
August 24, 2022
Financial Advice
Can Pension Savers Do Anything to Mitigate Inflation?
Pension Savers are Rightly Concerned. Rapid Inflation Is Eroding the Purchasing Power of Pension Pots. Read My Analysis of Your Choices …
May 23, 2022
Financial Advice
Time for Your Personal Financial Health Check
Personal financial health checks are a clever idea at any time. Here’s how to do your own.
Strong financial health is good for your well-being.
December 10, 2021
Financial Advice
Is Shared Ownership Worth It, Now 95% Mortgages Are Back?
What is shared ownership? How accessible is it? Is it as good an option as buying outright, in the light of 95% mortgage availability and other first-time buyer incentives?
April 20, 2021
Financial Advice
Review of Personal Finance in 2020
A review of personal finance in 2020? The temptation to move swiftly on is immense. As we move from a year we’d rather forget into an uncertain 2021, I’d like to pause for reflection before we do so. It’s always important to learn, and 2020 is no different. So, here’s my review of the year, as seen through the prism of my blogs.
December 10, 2020
Financial Advice
Pensions Awareness Week: Did You Notice?
Pensions Awareness Week is an annual PR-bash from the pensions industry, to try and build awareness among the population. Particularly awareness of the need for
September 29, 2020
Financial Advice
What is Pound Cost Ravaging? How Does it Affect Retirement Incomes?
WARNING: Pound cost ravaging is a rather technical concept. But it’s very important, particularly in the shadow of COVID-19, for anyone taking retirement incomes from
August 27, 2020
Naz Miller
I'm Naz and I'm a Financial Adviser. Prior to working in private practice, I spent 34 years working at Lloyds Bank in Cambridge and surrounding areas. My work has always focused on helping clients achieve their long-term financial objectives.
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