A Personal Financial Blog from Naz Miller
It’s my mission to explain the sometimes complex world of financial services. Here are all my posts.
Choose by category, tag, date or title; these are all of the NazFinancial Blogs published so far.
To maintain pension contributions during an economic downturn can be challenging, but it is an important step towards ensuring a secure financial future. Affordability is
My Take on the contents of the Autumn Statement (Nov 22) and how it will Impact my clients’ savings aspirations
Planning to retire in a market downturn has its risks. This post is specifically aimed at those on the cusp of retirement. It aims to
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
To minimise tax when you’re retired, it’s first important to understand what tax you do have to pay. Many people assume that their pension income,
Pension Savers are Rightly Concerned. Rapid Inflation Is Eroding the Purchasing Power of Pension Pots. Read My Analysis of Your Choices …
National Insurance rose by 1.25%, from 12% to 13.25% on April 6th, 2022. This followed Chancellor Sunak’s Spring Statement. By starting it then, it applies
Wills and Lasting Powers of Attorney (LPAs) are Key Tools in your Personal Finances. Understand their uses and differences.
How the Ukraine Conflict will Impact Global Market Volatility and What It Means for Personal Finances – My View of World Events
Personal financial health checks are a clever idea at any time. Here’s how to do your own.
Strong financial health is good for your well-being.
Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.