A Personal Financial Blog from Naz Miller
All you need to know about inheritance tax, investment and pension planning.
Tips for a prosperous retirement.
Investing for financial security.
Tips for a prosperous retirement.
Planning & concerns.
A personal take on the latest financial news and how it might affect us all.
How to be efficient about how you pay your taxes.
Prior to working with St. James’s Place Wealth Management I spent 34 years working at Lloyds Bank locally here in Cambridge and surrounding areas. My work focused on helping clients achieve their long term financial objectives.
I passionately believe in providing easy to understand financial advice to my clients. In these challenging times it is crucially important that every individual has access to good financial advice which helps achieve prosperity and financially secure future. Working with St. James’s Place together with my extensive experience helps me deliver the prosperity I want to achieve with my clients.
My specialist areas are Investment planning, Pension planning and Inheritance tax planning.
As well as loving the work I do I am kept busy with my extensive family and friends. I also like to dedicate some of my time doing work for my community by working as a volunteer at Addenbrooke’s Hospital and the East Anglian Royal Ambulance.
a selection of the latest NazFinancial news and articles
So, is furlough really coming to an end? It certainly seems so. In this blog post I’ll be looking at what the end of it means, for who and when it’ll happen. Also, what the likely impact will be, both on the individuals concerned and the wider economy.
Whatever the state of the economy, the impact of inflation on your savings and investments can be problematic. This applies in good times or bad,
Flexible Retirement is an Increasingly common aim nowadays, post-COVID. But Is it achievable or practical for you? Find out what it is and the pros and cons of flexible retirement.
What is shared ownership? How accessible is it? Is it as good an option as buying outright, in the light of 95% mortgage availability and other first-time buyer incentives?
Chancellor Rishi Sunak’s second Budget 21, his second, was focussed on restarting the UK economy post-lockdown. There were some specific giveaways and no immediate tax
The furlough scheme set up in March 2020 was designed to save jobs. Now it’s been extended again and this month I’m looking at its
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Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.