
Pension Changes from the 2023 Spring Budget
Pension changes formed an important part of this year’s Spring Budget. On 15 March, Chancellor of the Exchequer, Jeremy Hunt, set out his plans to
A Personal Financial Blog from Naz Miller
All you need to know about inheritance tax, investment and pension planning.
Tips for a prosperous retirement.
Investing for financial security.
Tips for a prosperous retirement.
Planning & concerns.
A personal take on the latest financial news and how it might affect us all.
How to be efficient about how you pay your taxes.
Prior to working with St. James’s Place Wealth Management I spent 34 years working at Lloyds Bank locally here in Cambridge and surrounding areas. My work focused on helping clients achieve their long term financial objectives.
I passionately believe in providing easy to understand financial advice to my clients. In these challenging times it is crucially important that every individual has access to good financial advice which helps achieve prosperity and financially secure future. Working with St. James’s Place together with my extensive experience helps me deliver the prosperity I want to achieve with my clients.
My specialist areas are Investment planning, Pension planning and Inheritance tax planning.
As well as loving the work I do I am kept busy with my extensive family and friends. I also like to dedicate some of my time doing work for my community by working as a volunteer at Addenbrooke’s Hospital and the East Anglian Royal Ambulance.
a selection of the latest NazFinancial news and articles
Pension changes formed an important part of this year’s Spring Budget. On 15 March, Chancellor of the Exchequer, Jeremy Hunt, set out his plans to
As the end of the tax year approaches, it’s important for savers to take advantage of the various tax-saving opportunities that are available to them.
To maintain pension contributions during an economic downturn can be challenging, but it is an important step towards ensuring a secure financial future. Affordability is
My Take on the contents of the Autumn Statement (Nov 22) and how it will Impact my clients’ savings aspirations
Planning to retire in a market downturn has its risks. This post is specifically aimed at those on the cusp of retirement. It aims to
ISA or Pension can be a difficult choice. This post explains the taxation, access and other differences to help you choose what’s best for your circumstances.
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Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.