
The Significance of Regular, Consistent Contributions to Your Financial Future
Good Reasons to Make Regular, Consistent Contributions to Pensions and Savings
A Personal Financial Blog from Naz Miller
All you need to know about inheritance tax, investment and pension planning.
Tips for a prosperous retirement.
Investing for financial security.
Tips for a prosperous retirement.
Planning & concerns.
A personal take on the latest financial news and how it might affect us all.
How to be efficient about how you pay your taxes.
Prior to working with St. James’s Place Wealth Management I spent 34 years working at Lloyds Bank locally here in Cambridge and surrounding areas. My work focused on helping clients achieve their long term financial objectives.
I passionately believe in providing easy to understand financial advice to my clients. In these challenging times it is crucially important that every individual has access to good financial advice which helps achieve prosperity and financially secure future. Working with St. James’s Place together with my extensive experience helps me deliver the prosperity I want to achieve with my clients.
My specialist areas are Investment planning, Pension planning and Inheritance tax planning.
As well as loving the work I do I am kept busy with my extensive family and friends. I also like to dedicate some of my time doing work for my community by working as a volunteer at Addenbrooke’s Hospital and the East Anglian Royal Ambulance.
a selection of the latest NazFinancial news and articles
Good Reasons to Make Regular, Consistent Contributions to Pensions and Savings
The 20% savings rule is a benchmark for individuals to save at least 20% of their net income to support short-term needs and long-term goals
High UK Inflation: How to Minimise the Pain for Personal Finances, Including Pensions, Savings and Investments
Budgeting is a fundamental tool for managing your personal finances effectively. With rising interest rates and the ever-increasing cost of living, now is the time
Article to explore 2 important savings concepts; Compound Interest and Pound Cost Averaging
Are you looking for a way to save for retirement while also reducing your tax bill? Then salary sacrifice may be the answer for you.
I’d love to hear from you!
See the Privacy Policy to understand how and why I store your personal data, before sending anything.
Web Development © Naz Miller, 2020-23. All Rights Reserved
Glossary of Personal Financial Terms
In short, AAA ratings (‘triple-A‘ ratings) are the highest credit rating available for an investment, such as a bond or company.
AAA ratings are issued to investment-grade debt that has a high level of creditworthiness with the strongest capacity to repay investors.
Similarly, the AA+ rating is issued by S&P (Standard and Poor) and is similar to the Aa1 rating issued by Moody’s. It comes with very low credit risk and indicates the issuer has a strong capacity to repay.